The app

The picture your plan runs on, kept current.

The NettWorth app is what you keep after the planning engagement: one picture of what you own and owe across countries, the documents behind it, and the deadlines in each of them.

Assets tracked
Bank accountsWorkplace pensionsSwiss Pillar 2 & 3aState pension entitlementsRSUs & ESPPInvestment accountsProperty at home and abroadMortgagesNRE / NRO · PPF · EPFIndian mutual fundsLife insurancePrivate holdingsBank accountsWorkplace pensionsSwiss Pillar 2 & 3aState pension entitlementsRSUs & ESPPInvestment accountsProperty at home and abroadMortgagesNRE / NRO · PPF · EPFIndian mutual fundsLife insurancePrivate holdings
Household view

Know where everything is.

Stop stitching together six logins and a stale spreadsheet. One picture of what you own and owe, across every country you're tied to, in your home currency.

Accounts, pensions, property, equity and debts, structured the way a cross-border life actually works rather than the way each institution stores data. "What are we actually worth, and how much of it can we reach?" takes ten seconds instead of a weekend, and the answer stays current as documents arrive.

Multi-currencyLiquidity by countryProperty at home and abroadPensions in several systems
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NettWorth dashboard

See everything you own in one place

Invite a partner
Net worth

€8,003,400

3-month trend

Liquidity

Liquid

€387K

Quick access

€3.34M

Illiquid

€4.86M

Asset Holdings
Relative to total
PROPERTY
€3.05M
INVESTMENTS
€3.34M
PENSIONS
€1.81M
CASH
€387k
Document vault

Every document, readable, in any language.

Forward a document once and it's filed, read and connected to the asset it belongs to, even when it's written in a language you don't read.

Tax notices, pension statements, deeds and grant letters are read, classified and linked to the right account. Forward anything to docs@inbound.nettworth.ai, upload it in the app, or type the details in yourself. When your accountant asks for last year's assessment, it's one search, and your family inherits an organized record instead of a folder of filenames.

Forward, upload or typeReads foreign-language documentsLinked to each assetNo bank login required
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Documents

Forward to docs@inbound.nettworth.ai or upload directly.

Upload
Search documents…
Status: All
Type: All
NameTypeAssociated withStatusDate
📄Spotify RSU grant 2025.pdf
Equity grantSpotify RSUsExtractedJun 5
📊Slutskattebesked 2025.pdf
Tax notice (Swedish)Sweden taxLinkedJun 3
🏠Bengaluru apartment deed.pdf
Property deedApartment, BengaluruExtractedMay 28
📋Pillar 2 statement 2025.pdf
Pension (German)Pillar 2, CHNeeds reviewMay 15
📑Avis de taxe foncière 2025.pdf
Tax notice (French)Apartment, ParisProcessingMay 12
Deadlines & tax calendar

No deadline arrives unannounced, in any country.

Tax years that don't start in the same month, returns and payments in two or three systems, all on one calendar built from your own documents.

Returns, residual tax, property tax, pension statements, vesting dates. The dates are read out of your documents rather than typed in, so the April-to-March year in India and the calendar year in Sweden stop being yours to reconcile. You see what is due, where, and what it relates to, while there's still time to act.

Every country you file inMismatched tax yearsBuilt from your documentsResidence and source country
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Taxes

Analysis-only. We surface tax intelligence and decision support. We never file and never give formal advice.

Tax year
2026
Currency
EUR
AllSwedenIndia
Sweden
Jan–DecResidence

Estimated position

-

Tax payments

-

Residual tax due Nov 12

kr 276,000 (≈ €24,000) from your 2025 assessment

Indian fund gains are declared here too.

Income →Gains →Obligations →
IndiaApr–Mar

Estimated position

-

Tax payments

-

Income →Gains →Obligations →

Capital Gains

Realized & unrealized

Prior Returns

2022 – 2025

Life Events

Moves, property, equity

Alerts & signals

See what changes where your money sits.

Find the fee drag, idle cash, missing nominees and closing windows while they're still cheap to fix, without doing the analysis yourself.

NettWorth watches your actual holdings and the places they sit: a vesting date approaching, a pension rule changing where you used to work, a metro line approved near a property you own. Each alert says what it relates to and, where it can, what it's worth, so the leak gets fixed this month rather than discovered next year.

Fee dragIdle cashNominee and beneficiary gapsLocal developments
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Clear all (4)
Equity|Spotify RSUs

Vesting window

1,200 RSUs vest on 15 November and are taxed as salary in Sweden. No sale or tax plan on record.

Vests Nov 15, 2026

S
×
Details →
Investment account|ISK, Sweden

Fee drag

Fund fees average 1.1% a year. Comparable index funds run near 0.2%.

S
×

€16,000/yr

Details →
India|Mutual funds

Nominee gap

No nominee on record for your Indian mutual funds or NRE account. Claims without one are slow.

S
×
Details →
Deposit account|Savings, Sweden

Idle cash

€43,000 has sat idle since November 2025 earning 0.1%.

S
×

€1,200/yr

Details →
Goals & plan tracking

The plan stays current.

Your plan's goals are linked to the assets that fund them, so progress is your real number, in real currencies, not a generic calculator.

Retirement income across several pension systems, a cash buffer in the right country, university abroad for the children. Each goal is tied to specific assets, so you see early whether you're on track and what a move, a sale or a transfer would change. Your specialist revisits it with you as life changes.

Linked to real assetsMulti-currencyInflation-adjustedReviewed with your specialist
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Financial Goals

Linked to your actual assets. Inflation-adjusted.

+ Add goal

34%

Overall progress

3

Active goals

1

Completed

Retirement income, three systems

5 assets linked·Dec 2042
Critical
65%

Cash buffer in Sweden

1 assets linked·Mar 2027
High
75%

University abroad, two children

2 assets linked·Sep 2034
Medium
40%
Household & sharing

The whole family sees the same picture.

Partners, children and the structures you hold, in one household, so decisions get made on the full picture and nobody is locked out of it.

Each person keeps their own login and their own tax residences; holding companies and family structures sit alongside them. The map of where everything is no longer lives in one person's head, and anyone you've shared it with can open it when it matters.

Separate loginsEach person's tax residencesHolding structuresShared on your terms
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Household

People and entities in your financial life.

+ Add

People

A

Arjun S.

Primary

JurisdictionSweden / India
Own filingYes
C

Claire S.

Spouse

JurisdictionSweden / France
Own filingYes

Entities

H

Family holding

Holding company (AB)

JurisdictionSweden
U

Family HUF

Hindu Undivided Family

JurisdictionIndia

Most people start with a conversation.

A cross-border specialist builds your plan with you, and the app keeps it current afterwards. Prefer to look around first? Try the app free for 15 days, and export or delete your data whenever you like.