Platform
Your global financial life, all in one place.
AI agents built to help you manage the financial life you actually have, across countries, currencies, and asset classes that no single advisor, dashboard, or spreadsheet can hold.
Assets tracked
Bank AccountsRSUsISOs / Stock OptionsBrokerage Accounts401(k) & IRAReal EstatePrivate EquityAngel InvestmentsCryptoNRE / NRO · ISA · QROPS · PPFK-1 PartnershipsSPVsESPPPension PlansBank AccountsRSUsISOs / Stock OptionsBrokerage Accounts401(k) & IRAReal EstatePrivate EquityAngel InvestmentsCryptoNRE / NRO · ISA · QROPS · PPFK-1 PartnershipsSPVsESPPPension Plans
Answers without the research
Sheldon
Ask the question at 11pm and get the answer, grounded in your own documents, that would have taken three professionals two weeks.
Sheldon has read your equity grants, your overseas statements, your vesting schedule, your residency history. When to exercise options, whether to sell the foreign property, what the pension is actually worth; you get a specific answer for your actual situation, in seconds. You make the decision with numbers in front of you instead of guesses, and you skip the weeks of stitching together advice that stops at each border.
Document-grounded answersResidency-awareCross-border decisions
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Chat with Sheldon14 Assets8 DocsJun 2022 – Jun 2026
What's my biggest financial risk right now?What tax decisions do I need to make this year?Walk me through what you see in my portfolio
What would change if I exercised my ISOs before the IPO?
9:41 AM
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Based on your Carta grant letter (Oct 2023): you hold 12,450 ISOs at a $4.20 strike.
At today's 409A of $18.50, your AMT exposure would be ~$178,000. Given your 2024 W-2 of $320K, exercising now puts you further into AMT. Waiting 6 months saves an estimated $42K.
9:41 AM
Ask Sheldon about your portfolio…
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Everything you own, one view
Global Consolidation Platform
Stop stitching together six logins and a stale spreadsheet. Your complete net worth across every country, every currency, current whenever you look.
Every account, asset, liability, and deadline assembled into a single picture, structured the way international movers think, not the way institutions store data. The question "what are we actually worth?" takes ten seconds to answer instead of a weekend, and the answer is current, because it updates as your documents arrive.
Multi-currencyReal-time net worthCountry-aware structureOne global view
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NettWorth dashboard
See everything you own in one place
Invite a partner
Net worth
$2,847,320
3-month trend
Liquidity
Liquid
$184K
Quick access
$612K
Illiquid
$2.05M
Asset Holdings
Relative to total
EQUITY COMP$892k
STOCKS & FUNDS$643k
REAL ESTATE$560k
CASH$420k
PRIVATE INV.$280k
Filed, read, and findable
Intelligent Document Vault
Never hunt through folders again. Forward a document once and it's filed, read, and connected to the asset it belongs to.
Every deed, statement, policy, and tax form is extracted, classified, and linked across jurisdictions. Forward anything to docs@inbound.nettworth.ai and the filing is done. When your accountant asks for the 2023 grant letter, it's one search. When the policy inside a PDF has no nominee, you get notified. And your family inherits an organised vault, not a folder of filenames nobody can decode.
Auto-extractionCross-jurisdictionSmart taggingdocs@inbound.nettworth.ai
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Documents
Forward to docs@inbound.nettworth.ai or upload directly.
Upload
Search documents…
Status: All
Type: All
NameTypeAssociated withStatusDate
📄ISO Grant Letter, Carta.pdf
Equity grantNVDA RSUsExtractedJun 5📊Fidelity 401(k) Statement Q1.pdf
Statement401(k) FidelityLinkedJun 3🏠Bangalore Property Deed.pdf
Property deedBLR ApartmentExtractedMay 28📋FBAR 2025, FinCEN 114.pdf
Tax filing-Needs reviewMay 15📑UK ISA Vanguard Statement.pdf
StatementISA VanguardProcessingMay 12Problems caught while they're cheap
Global Exposure & Risk Engine
Find the leaks, gaps, and expiring windows while there's still time to act, without spending hours doing the analysis yourself.
Idle cash earning nothing, fees running above plan average, exercise windows closing, accounts crossing reporting thresholds. Each alert arrives with the dollar impact and the deadline attached, so you fix the leak this month instead of discovering it in April. You stop being your own monitoring system. That job runs around the clock without you.
Proactive alertsLiquidity monitoringJurisdiction-specificDeadline tracking
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Clear all (4)
Equity|NVDA RSUs
Expiring benefit
ISO exercise window closes in 78 days. 3,000 options at $4.20 strike will expire unexercised.
Due Aug 25, 2026
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×$178,000/yr
Details →Deposit account|Chase Checking
Idle cash
$43,000 in checking has been idle since November 2023 earning 0.01% APY.
S
×$2,100/yr
Details →US reporting
Tax reporting
Foreign accounts aggregate to $128,400, exceeding the $10,000 FBAR threshold. Annual filing required.
Due Apr 15, 2027
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×Retirement|401(k) Fidelity
Hidden fees
Expense ratio 0.82% is 12× above the plan average. Costs $2,330/year more than switching.
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×$2,330/yr
Details →No deadline arrives unannounced
Global Finance Calendar
Every deadline, in every country, based on your own portfolio, so nothing reaches you for the first time as a penalty notice.
Tax filings, renewals, vesting schedules, property obligations. The dates are read out of your documents and onto one calendar, with no manual entry. Two tax years that don't even start in the same month stop being your problem to reconcile. The afternoons you spent reconstructing dates every spring come back to you.
Auto-populatedMulti-jurisdictionFBAR deadlinesVesting windows
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Taxes
Analysis-only. We surface tax intelligence and decision support. We never file and never give formal advice.
Tax year
2026
Currency
USD
AllUSIndia
United States
Jan–DecFBARFATCA
Estimated position
-
Tax payments
-
FBAR likely applies
Foreign accounts ≈ $128,400 (threshold: $10,000)
Report ≠ pay. Confirm with a tax advisor.
Income →Gains →Obligations →
IndiaApr–Mar
Estimated position
-
Tax payments
-
Income →Gains →Obligations →
Capital Gains
Realized & unrealized
Prior Returns
2022 – 2025
Life Events
Residency, property, equity
Know what you owe before it's urgent
Tax Intelligence
Stop wondering what you missed. NettWorth detects which rules apply to you and shows what you owe, and when, while there's still time to act.
Reporting thresholds, equity tax windows, capital gains positions, prior-year carryforwards, tracked across every jurisdiction you touch and updated as your life changes. The 2am "did I miss something in my filing?" question gets a checkable answer instead of a spiral. And when a decision has tax consequences in two countries, you see both before you act, not after.
Multi-jurisdictionFBAR & FATCAEquity tax (AMT / QSBS)Carryforward losses
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Taxes
Analysis-only. We surface tax intelligence and decision support. We never file and never give formal advice.
Multi-jurisdiction detected
You have activity in 2 countries. Cross-border corridor rules may apply.
United States
FBARFATCA
FBAR likely applies
Foreign accounts ≈ $128,400 (threshold: $10,000)
AMT exposure →ISO window →QSBS →
IndiaApr–Mar
PPF balance
₹18L
NPS corpus
₹9.2L
Capital gains →Property →DTAA →
Capital Gains
Realized & unrealized
Equity Tax
ISOs, RSUs, QSBS
Carryforwards
Prior year losses
On track, in real numbers
Financial Planner
Know whether you're actually on track, measured against your real assets, in real currencies, adjusted for inflation.
Retirement, home purchase, education. Each goal is linked to specific assets in your portfolio, so progress is your actual math, not a generic savings calculator. You see the honest number early enough to do something about it: which year you get there, what closes the gap, and what a move or a sale would change.
Asset-linked goalsInflation-adjustedMulti-currencyTimeline tracking
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Financial Goals
Linked to your actual assets. Inflation-adjusted.
+ Add goal
34%
Overall progress
3
Active goals
1
Completed
Retirement
4 assets linked·Dec 2040
67%
Home purchase, Mumbai
2 assets linked·Jun 2027
34%
Kids' education fund
1 assets linked·Sep 2035
12%
The whole family's picture
Household & Entity Graph
Manage your wealth as a couple. See who holds what in the family, so decisions get made on the full picture, and your partner is never locked out of it.
Partners, dependents, trusts, LLCs, modelled as the graph your wealth actually is, with consolidated net worth, individual breakdowns, and entity-level positions. Decisions stop being made on one person's slice of the picture. And the map of where everything is no longer lives in one person's head. Anyone you've shared it with can open it.
Spouse & dependentsTrusts & LLCsMulti-entityOwnership graph
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Household
People and entities in your financial life.
+ Add
People
R
Rohit K.
Primary
JurisdictionUS / India
Own filingYes
P
Priya M.
Spouse
JurisdictionUS
Own filingYes
Entities
T
NW Family Trust
Trust
JurisdictionCalifornia
L
Delaware LLC
LLC
JurisdictionDelaware
The complete picture. Finally.
15-day trial. No charge if you cancel. Founding pricing locked for the first hundred members.