Common questions.

People who've built real wealth and outgrown the tools for tracking it. You probably hold some combination of: equity compensation, property in more than one country, private fund or angel positions, pensions from past employers, and accounts your current tools can't see. Each piece is documented somewhere. Nowhere holds all of it.

If you're making six-figure decisions without a complete picture, NettWorth fills the gap between "I have a spreadsheet" and "I have a family office."

That's the situation NettWorth was built for. A pension in Switzerland, a brokerage account in the US, property in India, an ISA in the UK — forward the documents and each asset lands in one view, valued in your reporting currency, with its country's rules and deadlines attached.

Cross-border isn't an edge case we tolerate. It's the core design.

Three ways in: upload documents, forward them by email, or enter positions by hand. Statements, grant letters, K-1s, insurance policies — any format, any language. The system reads them and keeps the picture current.

We deliberately don't depend on bank-login aggregation. Those connections work tolerably in the US and break almost everywhere else — which is exactly where cross-border wealth lives. A document works for every custodian in every country, and you never hand over credentials.

Most portfolio tools stop at tracking. In NettWorth, every position knows its wrapper, its jurisdiction, and its tax treatment, and transactions are structured across accounts — so you can see exposure before it becomes a surprise: reporting thresholds like FBAR and FATCA, holdings that fall into PFIC territory, positions where a tax treaty matters.

And when filing season comes, the handoff changes: your tax firm opens a structured file instead of a folder of PDFs. To be precise about the boundary — NettWorth explains exposure. Determinations and filings stay with your tax professional.

Yes, and this is where most tools give up. Fund positions, angel investments, and the paperwork that comes with them are first-class here: K-1s, capital-call notices, distribution letters, grant documents. Forward them in and the position stays current alongside the public-market accounts, the property, and the insurance.

For wealth held through structures — trusts, holding companies, multi-entity households — the Family Office tier is in active development, with a waitlist open.

Yes. NettWorth is built for households, not individuals: you and your partner get separate logins over one shared picture. It isn't one person's spreadsheet with the map living in one person's head.

That's also the honest answer to the harder question. For most families today, if something happened to the person who "handles the money," the search would take months — accounts in three countries, documents in two languages. NettWorth is the difference between handing your family a map and leaving them to search.

No. NettWorth doesn't manage money, custody assets, or sell products — so there's nothing to switch. What changes is that you and your manager finally look at the same complete, current picture, including everything outside their mandate: the old pension, the property, the private positions.

Plenty of independent firms have concluded the same thing from the other side — they hand NettWorth to their clients as the firm's portal. What gets replaced is the commission-driven dashboard, not the human judgment.

That support is scoped to the company's obligations: the assignment years, the employment income, the equalization calculation. Your personal investments, the pension from your last employer, the property back home, and everything that happens after repatriation sit outside that engagement.

NettWorth covers the part of your financial life the firm was never hired to look at — and it stays with you when the assignment ends.

Yes, on all three fronts. Cross-border tax firms use NettWorth as a client-intake tool — their clients arrive as structured files instead of PDF folders (see NettWorth for tax firms). Employers offer it to internationally mobile executives (see NettWorth for companies). And independent wealth managers deploy it as the portal they hand to their clients.

One rule holds in every arrangement: the data belongs to the person it describes. A firm relationship never changes who owns your picture.

ChatGPT can answer questions. It can't answer yours — because your wealth lives in hundreds of documents scattered across years: option grants, deeds, statements, prior returns. No general AI has seen them, and even if it had, they're in formats it can't reason over reliably.

We solve the harder problem first: turning that messy history into structured financial memory. That's why NettWorth can tell you what a decision means using your actual positions and cost history, where a chatbot can only produce a plausible guess.

Healthy skepticism. Three things are true here:

• You decide, we analyze. NettWorth doesn't manage or move money. Nothing happens because the AI said so.
• Constrained to your data. The system isn't generating opinions about markets; it's surfacing patterns in your documents, your accounts, your grants.
• Every number shows its source. Each figure links back to the document it came from. If something looks wrong, you can see exactly where it originated — and fix it.

No. NettWorth surfaces what would take you hours to find manually — patterns, gaps, exposure, timing windows — from your own data. Think of it as a research layer. What you do with it is up to you.

Whether to exercise the options, restructure the portfolio, or take a filing position — those remain conversations for your CPA, CFP, wealth manager, or attorney. NettWorth's job is making sure you walk into those conversations with the complete picture and the incisive questions.

You own it — that's the design, not a policy line. Everything is encrypted in transit and at rest, your identity is stored separately from your financial figures, and your data is never sold, shared with third parties, or used to train AI models. You can export or permanently delete everything at any time.

The credibility test we can offer: the founders run their own wealth on NettWorth, with no safeguards beyond what every user gets. We're also working toward user-managed encryption keys, closing off even backdoor access.

Your account follows you — not your employer, not your country. Update your residency and NettWorth re-anchors what matters: which accounts change status, which reporting thresholds start or stop applying, which deadlines move.

Most people find coming home financially messier than leaving was. This is where the system earns its keep.

We're three cofounders who built NettWorth for ourselves first. Between us, our financial lives span four countries — accounts, pensions, and property that our accountants in different jurisdictions had never once seen side by side, because each professional stops at their own border. The industry's answer to that gap was a sales pitch disguised as advice. So we built the tool we wished existed, and we run our own wealth on it today.

We don't sell your data. We don't manage assets. The only way we win is if the analysis is useful enough that you keep paying for it.